Speak with an experienced lending specialist today and discover how you can access $20k - $1M in the next 48 hours.
Our customers say
Excellent
4.9 out of 5 based on 359 reviews
Speak directly with an experienced lender. We won't waste your time on credit checks or endless paperwork until we know we can help.
Find out how much you can borrow within hours, and get approval ASAP. Once approved, funding can be in your account within 24 - 48 hours.
Get competitive, unsecured rates with flexible terms and payment options to suit you. Our loan terms are 6 months to 3 years. Whatever works best for your business.
Blessing Goodall, Maxcore
Fiona Horman, Regency Media
John Bonomi, Britannia Metal
Chris Egan, Cooee Foods
Have your loan approved from $20k to $1M.
Flexible repayment schedule from 6 To 36 Months.
We assess each business on their merit and provide better rates for better businesses. There is no one size fits all.
No collateral over your property, or security required. Just get funding to grow.
Speak directly with an experienced Banjo lender 15 minutes (no call centres) and get a decision asap.
Once approved, funds can be in your bank account within 24 - 48 hours to grow your business!
An experienced lender will find the right solution for your needs. No paperwork or credit checks until we know we can help.
You speak directly with the Banjo lending expert. In just 15 minutes they will be able to assess if Banjo can help you with your funding needs.
We'll let you know how much you could be eligible for and show you the best options when it comes to repayment terms and rates.
If we can't help you, we'll immediately ask to refer you to one of our trusted partners who can.
Once approved, the money will be deposited into your account within 48 hours.
No endless back and forths, no waiting weeks or months to get a decision. (Our record time of processing a loan from initial application to funding is 14 minutes)!
Fast and flexible, Banjo consistently meets these key requirements. The ability to speak directly with a senior underwriter makes this possible.
I recently settled tranaction for $1.5m Banjo and I was the introducing broker and both the client and I were very impressed with the entire Banjo team and managed to settle this within 4 days
Banjo have been very impressive with their overall approach and making the process as easy as possible. Thanks Conn
Features |
 |
Traditional Lenders |
|---|---|---|
Fast decisions |
Get approval in hours, or days. |
It can take days or weeks to get approval. |
Easy application |
Speak directly with an experienced lender. |
Spend hours doing paperwork and on hold to call centres. |
Great rates |
We give you our best rates. |
Maybe |
Speak directly with the lender |
Talk with the decision-maker who creates your loan. |
Spend hours with a call centre rep. |
Unsecured* |
No collateral needed. |
You have to put up your car or home! |
Flexible payment terms |
Pay weekly, fortnightly or monthly for up to 3 years. |
Rigid deals with unfavourable conditions |
A letter from our CEO
Before Banjo was founded, all of us worked in jobs for Australia's largest financial institutions.
Through the founders' experience overseeing loans to 1,000s of businesses all over Australia, it became obvious the very backbone of our nation's economy, SME's, weren't being as easily funded by banks anymore.
The reason was simply because they didn't meet the outdated criteria to receive help from the banks.
In fact, banks have been moving in the opposite direction.
Tighter restrictions, endless paperwork and hoops to jump through, huge collateral demands, and the inability of the banks to understand how modern small and medium businesses operate…
All of which has left founders and CEOs out in the cold when looking for funding to grow or build their businesses.
It's why Banjo Loans was built.
For SMEs to access the funding they need to have peace of mind, expand their growth, buy new inventory, and so much more.
Fast forward 7 years and Banjo Loans have provided 1,000s of Australian businesses with over $300m in loans.
With some of our customers coming back over 20 times to get the funding they need to scale to new heights!
With decades of combined lending experience, our team is committed to providing growth solutions across all states and territories, helping businesses like yours reach their full potential.
Chris Egan, Cooee Foods
Get more leads, new customers, and boost your revenue
End your worry about how much cash is locked away in stock
Increase output, boost efficiency, and increase your product range
Fuel expansion with new personnel and attract the best minds for critical positions
More space to grow and deliver world class services for your customers
Relieve the pressure on your bottom line by reducing interest payments
Give yourself room to manoeuvre while you wait for sales to finalise.
There are only two certainties in life…. And Banjo can help with one
We'll never leave it up to algorithms or call centre staff to decide the future growth of your company.
Claim your free 15 minute 'Quick Lending' chat with one of our experienced SME experienced finance experts, and we'll let you know how much you can get, and once approved, you could have unsecured up to $1M in unsecured finance in as little as 24-48 hours
* Disclaimer: Fees, lending criteria, terms and conditions apply (including an origination fee on each advance). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and a general security deed or other security may be required for larger loans or in respect of some loan types. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.
Copyright © 2022 Banjo® Loans. Banjo® and Banjo Score® are registered trade marks used under licence by Banjo Loans. All loans are provided by FundIT Ltd ACN 601 130 527 in its capacity as trustee of the Banjo Small Business Loan Fund ABN 32 713 685 984 (AFSL 468033). All loans are subject to eligibility criteria and approval by Banjo. Upfront fee, terms and conditions apply.
